Insurance can be lower on a hybrid because of the age ranges of the people who own them. Typically, back in the day when they were new, hybrids were owned by people between the ages of forty one and sixty, which had a lot to do why insurance rates were so low. As a reward for younger drivers buying hybrids, however, sometimes drivers between twenty five and forty can get a great discount as well.

Insurance companies are quick to jump on the green bandwagon, and thus often offer discounts to hybrid drivers. Hybrids often come with a number of safety features and anti theft devices as well, and even something as simple as an airbag can bring down your insurance rates.